Privacy Policy

1. Introduction

Navansh Finserv ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

2. Information We Collect

We collect information that you provide directly to us, including:

• Name, email address, and phone number
• Financial information necessary to provide our services
• Communication preferences and correspondence with us
• Information submitted through our contact forms
• Information submitted through our enquiry and contact forms

Financial calculator inputs (e.g. SIP amounts, ages, sum insured) are processed entirely in your browser and are not transmitted to or stored on our servers. They are retained only in your browser's session storage for the duration of your visit.

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our financial services
• Process your requests and respond to your inquiries
• Process your requests and respond to your enquiries
• Send you service-related communications and updates
• Comply with legal obligations and regulatory requirements
• Provide personalized financial advice and recommendations
• Forward your enquiry details to our team via an internal notification system (Discord webhook) for prompt follow-up

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With insurance providers and financial institutions to process your applications
• With service providers who assist us in operating our business
• When required by law or to protect our rights
• With your explicit consent

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

6. Your Rights

You have the right to:

• Access and receive a copy of your personal information
• Request correction of inaccurate or incomplete data
• Request deletion of your personal information
• Withdraw consent for data processing where applicable
• Object to or restrict certain processing of your data

7. Cookies and Session Storage

We may use cookies and similar tracking technologies to improve your browsing experience and analyze website traffic. You can control cookie preferences through your browser settings. We use browser session storage (not persistent cookies) to temporarily retain your calculator preferences during a single browsing session. This data is automatically cleared when you close your browser tab. We also use essential authentication cookies issued by Supabase for secure admin access — these are HttpOnly and never exposed to client-side scripts. We do not use third-party analytics cookies, advertising cookies, or any tracking pixels. No consent banner is required as we collect no non-essential cookies.

8. Compliance with Indian Laws

This Privacy Policy complies with the Information Technology Act, 2000 and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 of India. This Privacy Policy is framed in accordance with the Digital Personal Data Protection (DPDP) Act, 2023, the Information Technology Act, 2000, and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 of India. We are committed to processing your personal data lawfully, fairly, and transparently.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

If you have any questions about this Privacy Policy or our data practices, please contact us. data practices, please contact us. You may also review our Terms of Service for information on the scope and limitations of our services.